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2014 MDX Owner with question to 2001-2013 Owners

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Hello all, I just purchased 2014 SH-AWD Advanced. Dealer was asking If I would like to purchase what's called GAP INSURANCE for $895 for 3 years that would include the following: oil and filter change, tire rotation, air intake filter, cabin air filter, automatic transmission fluid, transfer case fluid, break fluid, rear differential fluid and also multi-point inspection. My question is for all of new car owners for MDX, should i get it ? Is going to dealer during those 3 years and making all those maintenance would cost me more then $895 ? I plan to use the car a lot in the first 3 years. Please share your opinion. Thanks.

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